• 1002-B, 10th Floor, Building West End Mall, Janakpuri District Centre, New Delhi-110058
  • crediflowsolutions@loanservices.cash

Privacy Policy

Introduction

CrediFlow Solutions Pvt. Ltd. (referred to as "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you apply for and use our business loan services. Please read this policy carefully. If you do not agree with its terms, please do not use our services.

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information:

  • Full name
  • Contact details (email address, phone number, physical address)
  • Date of birth
  • Social Security Number (or Tax Identification Number)
  • Government-issued identification (e.g., driver’s license, passport)

1.2 Business Information:

  • Business name and contact details
  • Tax Identification Number
  • Financial statements
  • Bank account details
  • Business operational data

1.3 Financial Information:

  • Credit scores
  • Bank transaction history
  • Loan repayment history

1.4 Other Information:

  • Information collected through cookies, web beacons, or similar technologies on our website.

2. How We Use Your Information

We use the information collected for the following purposes:

2.1 To process loan applications and determine eligibility.

2.2 To verify your identity and business credentials.

2.3 To manage and maintain our business relationship with you.

2.4 To comply with legal and regulatory obligations.

2.5 To communicate with you about your loan application, repayment, or changes to our policies.

2.6 To improve our services and customer experience.

2.7 To detect, prevent, and address fraud or unauthorized activities.

3. Sharing Your Information

We may share your information under the following circumstances:

3.1 With Service Providers: We may share information with third-party vendors who perform services on our behalf, such as credit bureaus, payment processors, or IT support.

3.2 With Regulatory Authorities: We may disclose information to comply with legal obligations, regulatory requirements, or in response to lawful requests such as subpoenas or court orders.

3.3 With Affiliates and Partners: We may share information with our affiliates and business partners to provide services related to your loan.

3.4 For Business Transfers: In the event of a merger, sale, or transfer of assets, your information may be transferred as part of that transaction.

4. Security of Your Information

We implement a variety of security measures to safeguard your personal and business information. However, no method of transmission over the Internet or electronic storage is 100% secure. We encourage you to take precautions to protect your personal information.

5. Your Choices and Rights

5.1 You may access, update, or delete your personal information by contacting us at +91 9266056866.

5.2 You may opt out of receiving marketing communications by following the unsubscribe instructions in the emails.

5.3 Depending on your jurisdiction, you may have additional rights under applicable privacy laws, such as the right to data portability or to restrict processing.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience. You can manage your cookie preferences through your browser settings.

7. International Data Transfers

If you are accessing our services outside of INDIA, please note that your information may be transferred, stored, and processed in INDIA, where privacy laws may differ from those in your jurisdiction.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on our website with the "Effective Date" indicated at the top.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how your information is handled, please contact us at:

CrediFlow Solutions Pvt. Ltd.
1002 B, 10th Floor, Westend Mall, Janakpuri, New Delhi - 110058
 +91 9266056866
 CrediFlowSolutions@loanservices.cash

Acknowledgment

By using our services, you acknowledge that you have read, understood, and agree to the terms of this Privacy Policy.